Refund & Cancellation Policy

1. Scope

This Refund & Cancellation Policy applies to all payments made to Cete Ventures Pte. Ltd. ("we", "us", "NexToken") for the NexToken service at nextoken.biz. It covers payments made by credit/debit card (processed by Airwallex and Stripe), bank transfer / PayNow, and USDT.

NexToken sells two types of paid product, each with its own rules below:

All prices are in USD. Singapore Goods & Services Tax (GST 9%) applies to Singapore customers; where a refund is issued, any GST charged is refunded proportionally.

2. Prepaid wallet credits

3. Subscription plans (Pro / Business)

4. Duplicate & erroneous charges

If you are charged in error, charged more than once for the same transaction, or charged for a transaction you did not authorise, contact us and we will investigate within 5 business days and refund any confirmed erroneous or unauthorised amount in full.

5. Service failure

If we fail to deliver a paid service due to a fault on our side (for example, a sustained outage attributable to NexToken that prevents you from using credits or subscription features), we will, at your option and our reasonable discretion, issue service credit or a refund for the affected portion.

6. How to request a refund

Email support@nextoken.biz from the email address registered to your account, including:

We aim to acknowledge every request within 2 business days.

7. Processing & refund method

8. Chargebacks

If you believe a charge is incorrect, please contact us first — we can usually resolve it faster than a card dispute. Filing a chargeback without contacting us may result in temporary suspension of the account pending resolution.

9. Statutory rights

Nothing in this Policy limits any rights you may have that cannot be excluded under the applicable law of Singapore or your local consumer-protection law.

10. Contact

This Policy forms part of, and should be read together with, our Terms of Service and Privacy Policy.